Individual Retirement Account (IRA) CDs:

• IRA CDs with a 12-month term require $500.00 minimum to open
• IRA CDs for longer terms need just $100.00 minimum to open
• Choose from four IRA CD terms of 12, 18, 36 and 60 months

First Heritage Bank's account programs are subject to change. Certain restrictions apply. A substantial penalty may be imposed for early CD withdrawal. Additional IRS tax penalties may be imposed for premature withdrawals on any retirement savings product. Retirement Certificates of Deposit pay a compounded rate of interest.