We Offer Four Types of Personal Checking Accounts.
Which One Is Right for You?
At First Heritage Bank, we strive to provide the best checking account options. Whether you’re looking for convenience or a competitive yield, we have the option for you. Compare our checking account choices in the following chart and see which one makes the most sense for your needs. Then let our one of our friendly, professional bankers help you open it today!
Additionally First Heritage Bank brings you PrivacyAdvantage SM, your personal credit management and identity theft resource.
First Heritage Bank's Consumer Checking Options
| Type of Checking Plan |
Free Checking |
Club Checking |
Interest Checking |
Premium Checking |
| Recommended if you want | A checking account free of a monthly service charge | A checking account with the convenience and affordability of banking and non-banking services | A checking account that earns interest without the convenience extras of Club Checking | A high-rate checking account offering our most attractive rates on all balance tiers |
| Minimum Daily Account Balance - Requirement to Avoid Monthly Service Fees | $0 | Not Applicable | $2,000 average balance or $750 minimum daily balance | $10,000 |
| Monthly Service Fee | $0 | $7 | $8 | $10 |
| Minimum Opening Deposit | $25 | $100 |
$100 $25 for Seniors and Minors |
$1000 |
| Outstanding Features |
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Customers aged 50 or better are also eligible for even more great benefits with our Timeless Advantage accounts.
Check Current Interest Rates
In addition, your First Heritage personal checking account gives you access to:
- Notary Service
- Cashiers Checks
- Money Orders
- Travelers Checks
- Wire Transfer
- Safe Deposit Boxes (available at certain locations)
Click for more information on:
- Certificates of Deposit (CDs)
- Individual Retirement Accounts (IRAs)
- Debit Cards
- Business Loan Options
- Financial Calculators
- Health Savings Account
First Heritage Bank's account programs are subject to change. Certain restrictions apply. Overdrawn accounts and other fees may reduce earnings when the minimum balance requirement is not maintained. 1) Accidental Death & Dismemberment Insurance is offered by Progeny Marketing Innovations and is underwritten by Hartford Life Insurance Company. The Accidental Death & Dismemberment Insurance is NOT a deposit, is NOT FDIC-Insured, is NOT insured by any Federal Government Agency, is NOT guaranteed by the bank and may go down in value. Coverage is divided equally among owners of joint accounts. The 24-hour Accidental Death insurance benefit reduces by half at age 70. 2) Rx AdvantageTM is not an insurance program and is available at participating pharmacies nation wide. 3) Ticketing and travel arrangements provided through Cendant Travel, Inc.
