Let First Heritage Bank Help You Maximize Your Savings

You enjoy higher interest rates on your savings when you buy a Certificate of Deposit (CD). A CD commits your savings to a specified time period (term), so it provides less liquidity than a regular savings account. However, First Heritage Bank offers CDs in a wide range of terms. If you intend to save money for a longer time frame, a CD is the best choice to earn the maximum interest on your savings.

Certificates of Deposit:

• CDs of 12 months or longer need just $500 minimum to open
• CDs of 11 months or less require $1,000 minimum to open
• Choose from terms as little as seven days to as long as 60 months
• Nine-month CD “bump” feature
  
  • You can bump up your rate one time during each nine-month term
  • You can also make additional deposits at that time, with the minimum deposit being $100
    
• Watch for periodic “CD Specials” – contact our Customer Service Department for more information

Jumbo Certificates of Deposit:

• Jumbo CDs require a deposit of $100,000 or more to open
• Choose from terms of one to 12 months
• Jumbo CDs offer our most competitive CD rates
• Simple interest earned, so the CD stops earning interest when it matures

First Heritage Bank's account programs are subject to change. Certain restrictions apply. A substantial penalty may be imposed for early CD withdrawal. Regular Certificates of Deposit pay a compounded rate of interest. Jumbo Certificates of Deposit pay a simple rate of interest.